Create your future today
As part of our culture we are committed to developing our team, growing our talent pool and ensuring we create an environment that encourages learning.
Our company values drive our business and we welcome all individuals who can embody our passion and commitment to impacting our customers.
"I have been a graduate with Enra now for 6 months and the experience has been great for my career. I have been mentored by some of the most experienced minds within the business and have learned about all areas of the group and not just my department. My team are so helpful and supportive as I develop in my new role."
Finance Team - Graduate
Our graduate schemes welcome passionate and young individuals who bring fresh ideas and new perspectives to our business.
In turn, you will receive a fully immersive experience and insight into the world of specialist finance and an exciting and rewarding opportunity to impact our business and clients.
At Enra we pride ourselves in personal and professional development and giving people who are new to the world of work a structured way to learn the ropes. Join our one-year graduate programme and you'll have the opportunity to build your experience and confidence in the workplace, with an opportunity to become a permanent member of the team at the end of the programme.
In order to qualify you will be studying for (or have finished) your degree with a 2:1 or higher.
Every company today talks about supporting diversity and inclusion. But at Enra, these values form an integral part of everything we do. For us, it’s about bringing together the best talent, helping people to realise their full potential by being 100% themselves at work and delivering outstanding service to everyone – regardless of difference. We want to hear from people who are eager to get started and want to do something interesting and exciting in a fast-growing business.
To apply for any roles or simply to register your details for future roles, please send us your CV and a covering letter to Recruitment@enragroup.co.uk
Current Graduate Schemes Available:
Graduate Underwriter (BTL and Second Charge Lending)
The Graduate Trainee Underwriter role has been created to give University Graduates the opportunity to gain the necessary skills and experience to become an Underwriter within the ENRA Group.
Working closely over a 12-month period with experienced members of the Buy to Let and Second Charge Mortgage teams, their time will be spent learning the Underwriting process and responsibilities of the role.
This opportunity will help obtain new skills with the aim of them being offered an Underwriting role within one of the teams, starting them on a career path within the group.
To apply, please submit your CV to our recruitment team at recruitment@enragroup.co.uk.
Job Description
Key Accountabilities
- Enter and update borrower data on Fusion lending platform.
- Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
- Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
Skills & Competencies
- Excellent attention to detail
- Positive attitude to develop and expand knowledge
- Strong organisational skills
- Ability to perform under pressure and meet deadlines
- Ability to handle difficult situations in a professional and helpful manner
Knowledge & Qualifications
- Must have Graduated from University with minimum 2:1
- Solid understanding of MS Office applications (especially Outlook, Excel & Word)
Personal Attributes
- Excellent communication skills
- Resilient and flexible
- Team Player
- Approachable and self- motivated
How these will be demonstrated in the role
Teamwork
Demonstrating: ability to work in a team and being committed to achieving a common goal; ability to work not only within one’s own department but across functions and the organisation in order to achieve goals; ability to persuade and influence others.
Accountability
Demonstrating: a desire and drive for success; a determination to not only meet but exceed customer expectations and goals. Assuming full responsibility for the consequences of one’s behaviour or decisions. Completing work on time and within budget. Producing high quality work, with an attention to detail and accuracy, and in a compliant manner. Understanding one’s responsibilities, taking ownership of them and doing what is necessary to make them happen.
Customer focus
Focusing on the needs of individual customers and ensuring that we build our business around the customer. Using our experience and market knowledge to capitalise on opportunities and challenges; demonstrating a ‘will to win’ in the market through effectively managing risk. Developing solutions that enhance the organisation’s products, services and processes for the benefit of individual customers.
Integrity
Demonstrating: moral judgement and character, honesty and leadership values; an understanding of right from wrong and puts into practice. Treating others, the way one would like to be treated, and demonstrates respect; confidentiality in the workplace.
Creativity/ Agility
Demonstrating: the ability to be creative, flexible, adaptable to change, highly responsive to business needs and acting decisively; ability and confidence to make timely decisions within the scope of responsibility. Able to modify one’s behaviour to achieve a goal, as well as being able to adapt and add value through change.
Graduate – Short Term Lending (Bridging & Development Finance)
The Graduate Trainee Underwriter role has been created to give University Graduates the opportunity to gain the necessary skills and experience to become an Underwriter within the ENRA Group.
Working closely over a 12-month period with experienced members from the Bridging Lending and Development Finance teams, their time will be spent learning the wide array of skills involved in secured lending across residential and commercial property in the UK.
This opportunity will help obtain new skills with the aim of them being offered an Underwriting role within one of the teams, starting them on a career path within the group.
To apply, please submit your CV to our recruitment team at recruitment@enragroup.co.uk.
Job Description
Key Accountabilities
- Learning how to make up case files including basic online searches such as Land Registry, Credit Searches, Company searches, Rightmove searches
- Understanding how to interpret the above searches and underwrite individual cases ensuring all aspects of our underwriting criteria are met.
- Data input and management into systems
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Learning how to assess valuation reports as well as monitoring surveyor reports for live construction projects
- Preparation of loan documentation
- Assisting underwriters, case managers & portfolio managers with preparing credit papers
- Responsibilities may involve helping relevant teams streamline processes within the organisatio
- Responsibilities might also include analytical tasks in regard to sales, pipelines and existing loan portfolio
- All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies
- Excellent attention to detail
- Positive attitude to develop and expand knowledge
- Strong organisational skills
- Ability to perform under pressure and meet deadlines
- Ability to handle difficult situations in a professional and helpful manner
- Ability to work as part of a team
Knowledge & Qualifications
- Must have Graduated from University with a 2:1 minimum
- A robust knowledge of Word, Excel and Outlook is required
Personal Attributes
- Flexible
- Articulate
- Calm and self-assured
- Well organised
- Punctual
How these will be demonstrated in the role
Teamwork
Demonstrating: ability to work in a team and being committed to achieving a common goal; ability to work not only within one’s own department but across functions and the organisation in order to achieve goals; ability to persuade and influence others.
Accountability
Demonstrating: a desire and drive for success; a determination to not only meet but exceed customer expectations and goals. Assuming full responsibility for the consequences of one’s behaviour or decisions. Completing work on time and within budget. Producing high quality work, with an attention to detail and accuracy, and in a compliant manner. Understanding one’s responsibilities, taking ownership of them and doing what is necessary to make them happen.
Customer focus
Focusing on the needs of individual customers and ensuring that we build our business around the customer. Using our experience and market knowledge to capitalise on opportunities and challenges; demonstrating a ‘will to win’ in the market through effectively managing risk. Developing solutions that enhance the organisation’s products, services and processes for the benefit of individual customers.
Integrity
Demonstrating: moral judgement and character, honesty and leadership values; an understanding of right from wrong and puts into practice. Treating others, the way one would like to be treated, and demonstrates respect; confidentiality in the workplace.
Creativity/ Agility
Demonstrating: the ability to be creative, flexible, adaptable to change, highly responsive to business needs and acting decisively; ability and confidence to make timely decisions within the scope of responsibility. Able to modify one’s behaviour to achieve a goal, as well as being able to adapt and add value through change.